Finance Center FAQs

Answering Your Most Common Auto Loan & Lease Questions in Easley

Let us Answer Your Frequently Asked Questions About Financing

Whether you have a car picked out already, or you are still searching, it is crucial that you consider the financing or leasing process. While some customers have the ability to pay cash for a car, many of our guests do not have that type of disposable income. Financing and leasing are two excellent payment options to make the total cost of a car more manageable. Let us answer some of your frequently asked questions about our financing center here at Benson Nissan Easley.

Our finance center is located on-site at our Nissan dealership in Easley, SC. You will find us less than 10 minutes outside of Powdersville, SC.


What Warranties are Includes with New Nissan Models?

Each new Nissan we sell in Easley, SC comes backed by a three-year/36,000-mile Basic Warranty and five years or 60,000 miles (whichever comes first) of powertrain coverage for engine/transmission components. These new Nissan also come backed by 60 months of corrosion perforation protection, with unlimited miles, and three years/36,000 miles of emergency roadside assistance.

Do Used Cars have any Warranty Coverage? What About Extended Warranty?

Many of our used cars near Simpsonville, SC come backed by their extended warranty coverage, carrying over from the previous owner. Our certified pre-owned Nissan models offer the most extended warranty coverage, with a seven-year/100,000 mile limited warranty, 24/7 emergency roadside assistance, and rental car reimbursements.

What's the Difference Between Financing and Leasing?

A key difference between these two payment plans are their term limits; financing is more a long-term solution while leasing is a short-term one. A lease agreement works similar to renting a car, with our financing team setting a cap on the time you will own this vehicle and the miles you drive it. With a financing agreement, or auto loan, you can take the vehicle wherever you wish and pay it off as you go, with the end goal being total ownership.

Leasing is more ideal for those who need a new car, but do not wish to enter into a long-term contract, whereas financing is great for Anderson, SC shoppers who have their mind set on one new or used car they wish to own. Learn more here.

What is GAP Insurance?

GAP insurance refers to the gap between the amount of money you owe on a vehicle and the actual cash value. Typically, GAP coverage is a requirement for lessees as lease payments only cover a certain percentage of the vehicle's total value. We also may recommend it for shoppers who make a down payment less than 20 percent and shoppers who are financing for longer than 60 months.  When you have GAP insurance, your carrier will cover the remaining cost of the vehicle's worth in the event that it is totaled in an accident.

How do I Buy a Car Online?

Buying a vehicle online can be completed in a few easy steps from your home in Greenville, saving you time spent here at our dealership. Once you have a vehicle picked out, use our payment calculator and enter in the total cost of the car, while adjusting to meet your desired loan terms. From there, you can get an estimate for your trade and apply for credit financing using our finance application. Once we have all of your information, our finance tea will be in touch for a time to visit us for a test drive.

Do you Approve All Customers for Financing?

Our dealership works with a variety of customers of different financial backgrounds and credit histories. We work to approve all customers, regardless of your credit. For customers with lower or no credit, we will likely recommend a financing agreement as this payment solution helps you build equity, when payments are made on-time. While certain lending institutions allow "low-credit leasing," they may require a security deposit due at signing.

Is the Finance Application Secure?

Yes, our financing form keeps your personal data secure and encrypted. We will never disclose your information to anyone without your prior authorization. Upon your approval, your information can be used to see which of our local lenders will work with you.

Visit Benson Nissan of Easley

If you have any further questions, do not hesitate to drop us a line here at Benson Nissan Easley. Contact our team with your inquiries or to set up a test drive. Our dealership is just 20 minutes outside of Piedmont, SC and Powdersville. We hope to hear from you soon!

  1. Benson Nissan Easley

    4676 Calhoun Memorial Hwy.
    Easley, SC 29640

    • Sales: (864) 850-6440
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Get in Touch

  • Contact our Sales Department at: (864) 850-6440
  • Monday9:00AM - 7:00PM
  • Tuesday9:00AM - 7:00PM
  • Wednesday9:00AM - 7:00PM
  • Thursday9:00AM - 7:00PM
  • Friday9:00AM - 7:00PM
  • Saturday9:00AM - 6:00PM
  • SundayClosed